The lot in life of self-employed
women in South and Southeast Asia is usually marginal at best. As milkmaids,
vendors of vegetables, fish, fruit or sundries, or sewing and embroidery
pieceworkers they are working with scant odds in their favor. Stall rents
are relatively high, interest rates on working capital usually exorbitant,
and they seldom have a cash cushion to allow for the disasters that illness,
storm or arbitrary official regulations can bring.
Just how acute the conditions are under which self-employed women live is
evident in Ahmedabad, with its population of 1.7 million the largest city in
the West Indian State of Gujarat. Among self-employed women there—who also
may pull carts, repair and sell used garments or hammer junk into utensils
for earnings that range from the equivalent of US$0.25 to US$1.70 per
day—nearly 97 percent live in slums and 93 percent are illiterate.
Ninety-two percent are married, often at age 10 or 12, and on the average
have four children. About two-thirds are below the age of 25 and 60 percent
are in debt. More than three-fourths work with rented means of production,
and 70 percent must carry their children to their work site—often beside the
road or in a crowded corner. Although these self-employed women may
outnumber workers in regular factories and other establishments, even census
figures frequently ignore them.
In 1972 a 39 year-old lawyer turned social worker, daughter of a high court
judge, took on the challenge of helping these depressed women. ELA RAMESH
BHATT for four years had been chief of the women's section of the Textile
Labor Association founded in 1920 by the "Father of Modern India," Mahatma
Gandhi. With 120,000 members in 60 Ahmedabad textile mills, this Association
bargained with employers for better working conditions, meanwhile seeking
better health and social and spiritual advancement for members' families,
many of whom came from the outcaste Harijans or untouchables.
Mrs. BHATT, with support of the Association, first organized selfemployed
women—who often were the wives of textile workers—in the Self-Employed
Women's Association. Within three years the organization had enlisted over
5,000 members and won the privilege of registration with the government as a
trade union. By organizing, these self-employed women were in a position to
protect each other from such things as extortion by abusive policemen and
inspectors.
Usurious loans were a major burden to them for which ELA BHATT's next answer
was creation of the Mahila SEWA Cooperative Bank where these women bought
shares for US$1.30 each. The Bank now has over 4,500 shareholders, and some
10,000 women have deposited about US$35,000 therein. Training in accounting
and in repayment of loans has led to learning other business skills. From
this has grown a new, more positive life view. A day care center has been
established for children of vegetable vendors which allows them to tend
better to their business. The Self-Employed Women's Association has created
a modest health, death and maternity benefit scheme, and helps improve the
designs of tools and equipment the women use.
In this enterprise Mrs. BHATT and her associates are fostering development
where it matters most—among the poorest and weakest in the community. Their
accomplishments in Ahmedabad suggest the possibilities, given leadership,
for self advancement among the millions of self-employed women in Asia's
other burgeoning cities.
In electing ELA RAMESH BHATT to receive the 1977 Ramon Magsaysay Award for
Community Leadership, the Board of Trustees recognizes her making a reality
of the Gandhian principle of self-help among the depressed work force of
self-employed women.
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